Mandatory Health Insurance In The United States – Part 3 of 3
The consumers who are at risk of experiencing gaps in coverage include nearly 86000 Americans in PCIPS, known as “pre-existing train insurance plans”. Those temporary health plans are being phased out because the Affordable Care Act, beginning in 2014, bans people from being excluded from coverage based on their health status. To hamper a gap in coverage, officials from the US Department of Health and Human Services said, benefits would be available for an additional month as beneficiaries transition to a health exchange plan.
For salubriousness reasons, the department wants insurers to continue paying for consumers’ prescriptions through January for medications covered under a previous health plan. Likewise, health officials are concerned some consumers may have selected a fitness plan using an outdated provider directory click. In addition to posting current provider directories, HHS asks that insurers treat out-of-network coverage as in-network coverage in the beginning months of enrollment.